Hail Damage Repair in Midland, TX
Record-Breaking Hailstorm Specialists | 200+ Midland Insurance Claims Handled
Midland just experienced history: a 7.25-inch hailstone in May 2024 - one of Texas's largest ever recorded. If you're a Midland homeowner or business owner, your roof likely sustained significant damage from this storm or the June 2024 event that produced 6.14-inch hailstones. These weren't ordinary hail events - they were catastrophic storms that devastated roofs across Grassland Estates, Green Tree, Club Estates, and neighborhoods throughout Midland County.
5 Star Commercial Roofing is Midland's trusted hail damage repair specialist. We're a licensed Midland contractor who has handled over 200 insurance claims for local homeowners and businesses. We know Midland building codes, work with all major Midland insurance adjusters, and provide same-day emergency inspections throughout Midland County. Your roof suffered record-breaking hail damage - let us help you get it properly repaired through your insurance.
URGENT: May & June 2024 Hailstorm Deadlines Approaching
If your Midland property was damaged by the May 2024 (7.25" hailstone) or June 2024 (6.14" hailstone) storms, your insurance claim deadline is approaching. Texas policies typically give 1-2 years from the storm date, but insurance companies prioritize early filers. The longer you wait, the harder claims become.
Call (806) 622-6041 for a free inspection before it's too late.
Why Midland's Hail is Uniquely Destructive
Midland sits in an especially dangerous section of "Hail Alley" - the corridor from West Texas to Nebraska that experiences the nation's most frequent and severe hailstorms. But Midland's 2024 hail events weren't just severe - they were historic, record-breaking catastrophes that exceeded what most roofing systems are designed to withstand.
Record-Breaking Hailstone Sizes
May 2024: 7.25-inch diameter hailstone - nearly the size of a volleyball. This ranks among the largest hailstones ever recorded in Texas history. Standard roofing shingles are tested to withstand 2-inch hail. At 7.25 inches, these hailstones weren't just damaging roofs - they were punching through them entirely.
June 2024: 6.14-inch diameter hailstone - grapefruit-sized and equally devastating. Two catastrophic events in less than 60 days means many Midland roofs sustained compounding damage that insurance companies must address.
Terminal Velocity Impact Forces
When a 7.25-inch hailstone falls from thunderstorm heights (often 30,000+ feet), it reaches terminal velocity of 100+ mph before impact. The kinetic energy from a softball-sized ice ball traveling at highway speeds is enough to:
- Shatter roof shingles completely
- Dent metal flashing and vents beyond repair
- Crack roof decking underneath
- Compromise structural roof integrity
Midland's Extreme Temperature Cycling
Midland experiences temperature extremes that accelerate hail damage deterioration. Summer temperatures routinely exceed 100°F, while winter nights can drop below 20°F. Hail-damaged shingles expand and contract in these cycles, causing:
- Rapid crack propagation in bruised areas
- Accelerated granule loss from impacts
- Seal failure on damaged shingle tabs
- Water infiltration during freeze-thaw cycles
High Wind Exposure in the Permian Basin
Midland's open Permian Basin geography offers zero wind protection. After hail loosens adhesive strips and compromises shingle integrity, Midland's frequent 40-50 mph winds (and occasional 60-70 mph gusts) tear off damaged shingles that would survive in calmer climates. One hailstorm followed by one windstorm = catastrophic roof failure.
Our Midland Hail Damage Repair Process
Emergency Contact & Scheduling
Call us at (806) 622-6041 and we'll schedule your free inspection within 24-48 hours. After major Midland hailstorms, we work extended hours including weekends to accommodate everyone. We serve all Midland neighborhoods: Grassland Estates, Green Tree, Club Estates, Fairview Park, Mission Dorado, and throughout Midland County.
Professional Roof Inspection Using Advanced Technology
Our licensed Midland roofing contractors conduct a thorough inspection using drone photography, thermal imaging, and professional-grade equipment. We document every piece of damage - from obvious shingle fractures to subtle granule loss patterns that insurance adjusters require. We inspect shingles, underlayment, flashing, vents, gutters, and the roof structure itself. The inspection typically takes 60-90 minutes and includes an attic assessment to check for water infiltration or structural damage.
Insurance Claim Documentation Preparation
We prepare a comprehensive damage report that meets insurance company requirements. This includes aerial drone photos, close-up damage images with measurement markers, wind speed data from the specific storm date, and a detailed scope of work. Having handled 200+ Midland insurance claims, we know exactly what State Farm, Farmers, Allstate, USAA, and other carriers need to approve claims. We work with all major Midland insurance agents including Roy Nelson State Farm, Eddy Ohlenburg State Farm, and local adjusters throughout Midland County.
Insurance Adjuster Meeting & Advocacy
We schedule and attend the insurance adjuster's inspection at your Midland property. This is critical - adjusters often miss damage that contractors identify, and having us present ensures nothing gets overlooked. We speak the adjuster's technical language, point out code violations that require upgrades, and advocate for full replacement when damage exceeds thresholds. Many Midland homeowners are surprised to learn their "minor" hail damage qualifies for complete roof replacement coverage.
Midland Building Permit & Code Compliance
Once your claim is approved, we handle all permit requirements with the City of Midland Development Services (432-685-7357, located at 300 N. Loraine St Suite 750). Midland requires building permits for roof replacements, with fees typically ranging from $150-350 depending on project scope. We ensure your new roof meets all Midland County building codes, including wind rating requirements for the Permian Basin's high-wind environment and proper ventilation standards for Texas climate conditions.
Professional Roof Replacement Installation
We schedule your roof replacement at your convenience, typically completing most Midland residential projects in 1-2 days. We use premium Class 4 impact-resistant shingles specifically rated to withstand future hailstorms - protecting your investment and often qualifying for insurance discounts of 10-30%. For Midland's many high-value oil industry homes, we offer premium architectural shingles with enhanced warranties up to 50 years. All work is performed by licensed, insured crews with 10+ years experience in Permian Basin conditions.
City of Midland Final Inspection
We coordinate the final inspection with City of Midland building inspectors to ensure code compliance. The inspection typically occurs within 3-5 business days after completion. We handle all coordination and address any inspector notes. Once approved, we provide you with the signed-off permit documentation, manufacturer warranties (typically 30-50 years on materials), and our workmanship warranty (10 years on installation). Your new roof is fully documented and guaranteed.
Midland Building Code & Permit Requirements
Understanding Midland's building requirements is crucial for proper hail damage repair. As a licensed Midland contractor, we handle all permit and code compliance requirements to ensure your roof replacement is done legally and correctly.
City of Midland Development Services
Address: 300 N. Loraine St, Suite 750, Midland, TX 79701
Phone: (432) 685-7357
Permit Requirements: Building permits required for all roof replacements in Midland city limits
Typical Permit Costs: $150-350 depending on project size and scope
Processing Time: 3-5 business days for standard residential permits
Midland County Building Codes
Wind Rating Requirements: Minimum 110 mph wind rating for Permian Basin exposure
Hail Impact Resistance: Class 4 impact-resistant shingles recommended (often insurance required)
Ventilation Standards: Proper attic ventilation per Texas code (1:150 ratio minimum)
Flashing Requirements: Upgraded flashing around chimneys, vents, valleys per 2021 IBC
Inspection Requirements: Final city inspection required before project sign-off
We Handle Everything
As a licensed Midland contractor, we manage all permit applications, code compliance requirements, and city inspections. You don't have to deal with bureaucracy - we handle the paperwork while you focus on getting your home or business protected. This is included in our service at no additional charge.
Why Midland Property Owners Trust 5 Star Commercial Roofing
Licensed Midland Contractor - Not Storm Chasers
We're a licensed contractor serving Midland for over 10 years. We're not out-of-state storm chasers who disappear after the insurance check clears. We're here for your warranty needs 10, 20, 30 years from now. Our reputation in Midland County matters - we earn it one roof at a time.
200+ Midland Insurance Claims Handled
We've successfully managed over 200 insurance claims for Midland homeowners and businesses. We know how State Farm, Farmers, Allstate, USAA, and every other carrier operates. We work with all major Midland insurance adjusters and agents. Our expertise often gets homeowners MORE coverage than they expected.
Midland Building Code Experts
We know Midland building codes inside and out. We maintain relationships with City of Midland Development Services inspectors and ensure every project meets or exceeds code requirements. This protects you from future issues and ensures your insurance coverage remains valid.
Same-Day Emergency Response
After major hailstorms hit Midland, we provide same-day emergency inspections and tarping services. The sooner you file your claim, the sooner you get your new roof. We prioritize Midland residents and work extended hours after storms to accommodate everyone quickly.
Premium Materials for High-Value Midland Homes
Midland's oil industry creates a substantial population of high-value homes requiring premium roofing. We offer top-tier architectural shingles, designer color options, and enhanced warranties up to 50 years. Class 4 impact-resistant materials protect against future hailstorms and often qualify for 10-30% insurance discounts.
Commercial & Residential Expertise
We handle both residential and commercial hail damage throughout Midland. From Grassland Estates homes to downtown Midland office buildings, we have the expertise, equipment, and licensing for projects of any size. Insurance companies trust our commercial documentation and estimates.
Common Hail Damage Issues in Midland Properties
Catastrophic Shingle Fractures from Record Hailstones
The May 2024 (7.25") and June 2024 (6.14") hailstones didn't just dent shingles - they shattered them. Unlike typical hail damage that creates bruising or granule loss, these record-breaking stones caused complete shingle fractures, exposing underlayment and roof decking. This type of damage requires immediate full roof replacement - partial repairs won't protect your Midland home.
Severe Granule Loss & UV Exposure Acceleration
Hail impacts knock protective granules off asphalt shingles, exposing the asphalt base layer to Midland's intense UV radiation. With 300+ days of sunshine annually and summer temperatures exceeding 100°F, granule-stripped shingles deteriorate rapidly - often within 12-18 months instead of the normal 15-20 year lifespan. You'll see excessive granules in gutters and bare spots on shingles.
Shingle Bruising & Temperature Cycle Cracking
Large hail creates "bruises" - soft spots where the impact compresses the shingle without immediately breaking through. These bruised areas lose structural integrity and fail when exposed to Midland's extreme temperature cycles (100°F+ summers, below-freezing winters). The expansion/contraction cycles cause bruised areas to crack, allowing water infiltration that leads to interior damage and mold.
Damaged Metal Flashing, Vents & Roof Penetrations
Roof vents, chimney flashing, pipe boots, and valley flashing are often dented or cracked by large hail. These components are critical for waterproofing - when damaged, they WILL leak. Insurance companies sometimes try to approve only shingle replacement, but we document ALL damaged components to ensure comprehensive coverage. Midland's occasional heavy rain events will find every weakness.
Compromised Wind Resistance & Blow-Off Risk
Even when hail damage isn't immediately visible, impacts loosen the adhesive strips that seal shingles down. With Midland's Permian Basin location offering zero wind protection and frequent 40-50 mph winds (plus occasional 60-70 mph gusts), weakened shingles blow off during the next windstorm. One hailstorm followed by one windstorm = catastrophic roof failure requiring emergency tarping and immediate replacement.
Hidden Structural Damage from Extreme Impact Forces
Seven-inch hailstones traveling at terminal velocity can damage more than just shingles. We've seen roof decking cracks, rafter damage, and compromised structural integrity from Midland's 2024 storms. Our inspections include attic assessments and structural evaluations that many contractors skip. If structural damage exists and isn't documented, your insurance claim won't cover the full repair cost.
Hail Damage Repair Costs & Insurance Coverage in Midland
Excellent news for Midland homeowners: Most hail damage repairs are covered 100% by your homeowner's insurance policy, minus your deductible. After the May 2024 and June 2024 record hailstorms, insurance companies are approving complete roof replacements throughout Midland because the damage exceeds all repair thresholds.
What Insurance Typically Covers:
- Complete tear-off and disposal of damaged roofing materials
- New synthetic underlayment and ice/water shield
- Premium Class 4 impact-resistant shingles (hail-rated)
- All metal flashing, pipe boots, roof vents, and accessories
- Ridge ventilation for proper Midland attic airflow
- Drip edge and gutter apron installation
- City of Midland building permit fees
- Manufacturer and workmanship warranties
Average Midland Roof Replacement Costs:
- Small Home (1,200-1,800 sq ft):
$8,000 - $12,000 total cost - Medium Home (1,800-2,500 sq ft):
$12,000 - $17,000 total cost - Large Home (2,500-3,500 sq ft):
$17,000 - $26,000 total cost - Premium High-Value Home (3,500+ sq ft):
$26,000 - $45,000+ total cost
Remember: If approved by insurance (which most post-2024 hailstorm claims are), you typically only pay your deductible ($1,000-$2,500 for most policies). Insurance covers the remainder.
Working with Midland Insurance Agents & Adjusters
We work with all major insurance companies and Midland-area agents including:
- State Farm: Roy Nelson Agency, Eddy Ohlenburg Agency, and other Midland State Farm agents
- Farmers Insurance: Multiple Midland locations
- Allstate, USAA, Nationwide: All major carriers
- Local Independent Agents: Throughout Midland County
We know what each carrier requires for claim approval and have established relationships with adjusters serving Midland. This expertise translates to faster approvals and more comprehensive coverage for you.
Free Inspection & Insurance Estimate
We provide free hail damage inspections and detailed insurance estimates at no cost with zero obligation. If your claim isn't approved, you owe us nothing. We only proceed when your insurance company approves coverage and you choose to work with us. Call (806) 622-6041 to schedule.
24/7 Emergency Hail Damage Services in Midland
Active leak after the May or June 2024 hailstorms? We provide 24/7 emergency tarping and temporary repairs throughout Midland County. Don't wait - water damage compounds rapidly and can lead to mold growth, ceiling collapse, ruined insulation, and destroyed belongings worth far more than your roof.
Emergency Services Include:
- ✓ Emergency roof tarping (same-day available)
- ✓ Temporary leak repairs and water diversion
- ✓ Water damage mitigation and containment
- ✓ Emergency board-up for severe roof damage
- ✓ Interior damage documentation for insurance
- ✓ Priority scheduling for permanent repairs
Midland Coverage Area:
- ✓ All Midland city neighborhoods
- ✓ Grassland Estates, Green Tree, Club Estates
- ✓ Fairview Park, Mission Dorado, Polo Club
- ✓ All of Midland County
- ✓ Odessa area (20-minute response)
EMERGENCY: Call Now for Immediate Service
Available 24/7/365 for roofing emergencies throughout Midland County
Frequently Asked Questions About Midland Hail Damage Repair
How quickly can you inspect my Midland property after the May or June 2024 hailstorms?
We typically schedule inspections within 24-48 hours throughout Midland. After the historic May 2024 (7.25" hailstone) and June 2024 (6.14" hailstone) events, we've been working extended hours including weekends to accommodate all Midland homeowners. The inspection takes 60-90 minutes and includes drone photography, attic assessment, and complete damage documentation for your insurance claim.
My roof looks OK from the ground - do I really have hail damage?
Almost certainly YES if you're in Midland. The May and June 2024 storms produced record-breaking hailstones that damaged virtually every roof in their paths. Hail damage often isn't visible from the ground - you need to be on the roof with professional training to identify granule loss patterns, shingle bruising, and subtle fractures. Many Midland homeowners who thought they had "no damage" were shocked when our inspection revealed thousands of dollars in hail impacts. Don't leave money on the table - get a free professional inspection.
Will filing a hail damage claim raise my Midland insurance rates?
Weather-related claims (like hail damage) are treated differently than at-fault claims in Texas. Most insurance companies don't penalize homeowners for filing storm damage claims - it's what you pay premiums for. However, failing to repair hail damage and then having a leak or wind blow-off causes much larger claims later, which CAN affect rates. We recommend calling your Midland insurance agent (like Roy Nelson at State Farm or your local Farmers agent) to discuss your specific policy. What we can tell you: Repairing documented hail damage promptly protects both your home and your insurance standing.
How long do I have to file a hail damage claim in Midland?
Most Texas homeowner policies give you 1-2 years from the storm date to file claims. For the May 2024 storm, your deadline is approximately May 2025-2026 (depending on your policy). For June 2024, it's June 2025-2026. However, we STRONGLY recommend filing immediately. The sooner you file, the sooner you get your new roof. Plus, if another hailstorm hits Midland before your first claim is resolved, things get extremely complicated with overlapping damage claims. File early to avoid issues and get priority scheduling.
Do I need to replace my entire roof or can you just repair the damaged sections?
After the May and June 2024 storms, virtually all Midland roofs with damage require complete replacement - partial repairs aren't viable. Insurance companies approve full replacement when hail damage exceeds thresholds (typically 8-10 impacts per 100 square feet). The 7.25" and 6.14" hailstones caused widespread damage across entire roof planes. Additionally, it's impossible to match 5-10 year old shingles with new ones (different color batches), and partial repairs don't solve underlying structural issues. Insurance knows this - they'll approve full replacement for properly documented claims.
What if my insurance company denies my Midland hail damage claim?
Denials happen, but they're rarely final - especially for Midland's 2024 record hailstorms. We can request re-inspection with different adjusters, provide additional storm documentation (NOAA reports showing 7.25" hailstones), submit supplemental damage photos, or help you work with a public adjuster if needed. In 10+ years handling Midland insurance claims, we've successfully gotten many initially-denied claims approved by providing the comprehensive evidence insurance companies require. The May and June 2024 storms are well-documented catastrophic events - proper documentation should result in approval.
How long does a hail damage roof replacement take in Midland?
Most residential roof replacements in Midland take 1-2 days once we begin. Larger homes or complex roof designs may require 3 days. We monitor Midland weather forecasts carefully and only start when we have a clear weather window (no rain or high winds predicted). From insurance claim approval to project completion, the entire timeline typically runs 3-5 weeks depending on material delivery, City of Midland permit processing, and scheduling. During peak storm season, timelines may extend due to high demand - another reason to file your claim early.
Do you handle commercial hail damage in Midland as well?
Absolutely. We're licensed for both residential and commercial roofing throughout Midland County. We've handled hail damage claims for office buildings, retail centers, warehouses, and industrial facilities across Midland. Commercial claims require more detailed documentation, engineering assessments, and code compliance - we have the expertise and equipment for projects of any size. Call (806) 622-6041 to discuss your commercial property's hail damage needs.
Schedule Your Free Midland Hail Damage Inspection Today
The May and June 2024 record hailstorms damaged thousands of Midland roofs. Don't wait until leaks develop or your claim deadline passes. We're Midland's licensed hail damage specialists - we handle everything from inspection to insurance claims to City of Midland permits to final installation.
Most repairs are covered 100% by insurance (minus your deductible). You have nothing to lose and everything to gain.