Residential Roofing in Amarillo, TX
Hail Damage Specialists • Insurance Claims Experts • Class 4 Shingles
Protecting Amarillo family homes since 2014. Most residential roofs = hail damage claims. We handle 100% of insurance paperwork and guarantee quality installation with premium impact-resistant materials.
When it comes to residential roofing in Amarillo, TX, one truth stands out: the majority of home roof replacements are due to hail damage, not normal aging. Living in America's "Hail Alley" means your home faces constant bombardment from severe weather. Since 2014, 5 Star Commercial Roofing has helped over 1,100 Amarillo homeowners navigate the insurance claims process and replace their hail-damaged roofs with premium Class 4 impact-resistant materials.
We're not your typical residential roofer. We're insurance claim specialists who understand that most Amarillo homeowners need more than just quality installation—they need a team that can maximize insurance coverage, handle all paperwork, pull City of Amarillo permits, and deliver expert workmanship. Headquartered right here in Amarillo at 2909 S Western St, we've processed over 1,200 insurance claims with a 95%+ approval rate.
Whether your home was damaged in the June 2024, May 2024, or May 2023 hail storms—or you're planning a residential roof replacement before the next storm hits—we provide comprehensive service from free hail damage inspection through final installation. Call (806) 622-6041 for your free residential roof assessment today.
Why Amarillo Homeowners Choose 5 Star for Residential Roofing
🏠 Local Amarillo Residential Experts
We're headquartered in Amarillo—not out-of-state storm chasers. We've roofed homes in every Amarillo neighborhood from historic Wolflin to new developments in southwest Amarillo. We understand local HOA requirements, City of Amarillo building codes, and which materials perform best in Texas Panhandle weather. When you need warranty service, we're right here.
⛈️ Most Residential = Hail Damage
Here's what most homeowners don't realize: 85% of our residential roofing projects are insurance-covered hail damage claims. With Amarillo experiencing 3-4 significant hail events annually, chances are your roof has covered damage right now. We specialize in identifying hail damage, documenting it properly, and maximizing your insurance claim—often resulting in a new roof for only your deductible.
📋 Complete Insurance Claims Service
We handle 100% of insurance paperwork—from initial damage documentation through final claim payment. We meet with adjusters on-site, advocate for maximum coverage, and handle supplement requests if additional damage is discovered during tear-off. Our 95%+ approval rate means you get the new roof you deserve with minimal out-of-pocket cost.
🏛️ City Permits & HOA Approvals
City of Amarillo requires permits for all residential roof replacements, and many neighborhoods have HOA architectural committees. We handle the entire process—permit applications ($50-150), code compliance, HOA submissions, color approvals, inspections, and final sign-offs. This is included in our service at no extra charge.
🛡️ Class 4 Impact-Resistant Shingles
We exclusively recommend Class 4 shingles for Amarillo homes. These premium materials withstand 2-inch hail strikes, reduce future damage by 90%, and qualify for 10-30% insurance premium discounts in Texas. Available from leading manufacturers (Owens Corning, GAF, CertainTeed) with 20-50 year warranties and dozens of color options.
⚡ Fast Installation Timeline
Most residential roof replacements are completed in 1-3 days depending on home size. We work efficiently while maintaining strict quality standards—complete tear-off, decking inspection and replacement as needed, proper underlayment, ventilation upgrades, and precise shingle installation. Your family's disruption is minimized while quality is maximized.
Our Amarillo Residential Roofing Services
Comprehensive residential roofing solutions for Amarillo family homes—from hail damage insurance claims to complete roof replacements and new construction.
🔄 Complete Roof Replacement
Full residential roof tear-off and replacement with upgraded Class 4 materials. Complete removal of old shingles, decking inspection and repair, proper ventilation, quality underlayment, and precise installation. 1-3 day completion for most homes.
🚨 Emergency Roof Repairs
24/7 emergency service for Amarillo homes. Storm damage, active leaks, wind-blown shingles—we respond within 2-4 hours with emergency tarp installation and temporary repairs. Prevents interior water damage while coordinating insurance claims and permanent replacement.
🏔️ Metal Roofing Installation
Standing seam metal roofing for Amarillo homes seeking maximum longevity and hail protection. 50+ year lifespan, superior energy efficiency, complete hail resistance (dents may occur but roofs remain watertight), and premium curb appeal.
🔍 Free Roof Inspections
Comprehensive residential roof inspections using drone photography. Storm damage assessments, pre-purchase home inspections, routine maintenance checks—all completely free. Detailed written reports with honest recommendations and insurance claim guidance.
🏗️ New Construction Roofing
Residential roofing for new home construction throughout Amarillo. We work with custom builders and homeowners to install premium roofing systems—Class 4 shingles or metal roofing—engineered for Texas Panhandle weather. Proper ventilation, quality materials, expert installation.
Amarillo Neighborhoods We Serve for Residential Roofing
We've completed residential roofing projects in every Amarillo neighborhood. From historic homes to new subdivisions, we understand the unique characteristics and requirements of each area.
📍 Wolflin Historic District
Amarillo's most prestigious neighborhood features beautiful historic homes with varied architectural styles. We've replaced dozens of roofs here, respecting the area's character while upgrading to Class 4 shingles. HOA approvals handled. Many styles available to match period architecture.
📍 Sleepy Hollow Family Homes
This picturesque neighborhood near Palo Duro Creek features mid-century ranch homes. We understand the unique drainage patterns and have extensive experience with Sleepy Hollow residential roofing—from insurance claims to complete replacements. HOA requirements expertly managed.
📍 Southwest Amarillo
Rapidly growing area with newer construction and modern homes. We handle both warranty work on newer roofs and complete hail damage replacements. Popular area for Class 4 shingle upgrades and metal roofing installations for maximum protection.
📍 The Colonies
Upscale southwest Amarillo homes often featuring premium architectural shingles and complex roof designs. Our expert crews handle high-end residential installations with attention to detail. HOA architectural committee approvals secured. Multiple designer color options available.
📍 San Jacinto Heights
Affordable family homes in southwest Amarillo frequently affected by hail storms. We specialize in helping homeowners navigate insurance claims and upgrade to Class 4 shingles that qualify for insurance premium discounts—reducing future costs while improving protection.
📍 Tascosa Northwest
Northwest neighborhood with high wind and hail exposure. We've replaced numerous roofs here following major storms. Popular area for wind-resistant shingles rated 130+ mph and Class 4 hail protection. Fast insurance claim processing with high approval rates.
📍 Puckett West
Mid-range homes often approaching roof end-of-life. We help homeowners assess whether recent hail damage qualifies for insurance replacement versus out-of-pocket aging roof replacement. Professional inspections determine your best financial path forward.
📍 Paramount-Terrace Historic
Charming historic district requiring careful roofing work to maintain character. We balance aesthetics with modern hail protection—Class 4 shingles in traditional colors and styles. Experienced with historic district requirements and preservation guidelines.
📍 All Amarillo Areas
We serve every Amarillo neighborhood—Hillside, South Heights, North Heights, Puckett, Colonies North, and all surrounding areas. Plus nearby communities: Canyon, Bushland, Lake Tanglewood, Bishop Hills, Timbercreek Canyon. Same expert service everywhere.
Don't see your neighborhood? We serve all of Amarillo and surrounding areas. Call (806) 622-6041 to confirm service availability!
Why Most Amarillo Residential Roofing = Hail Damage Insurance Claims
Here's the reality of residential roofing in Amarillo that many homeowners don't understand: Your roof's lifespan isn't determined by normal aging—it's determined by the next hail storm. Amarillo sits squarely in "Hail Alley," experiencing 3-4 significant hail events annually. This fundamentally changes how we approach residential roofing in the Texas Panhandle.
⛈️ The Hail Reality for Amarillo Homes
- •85% of our residential projects are insurance-covered hail damage claims, not age-related replacements
- •Average roof lifespan in Amarillo: 12-18 years before hail damage (not the 20-30 year ratings manufacturers advertise)
- •Most homes have covered damage right now from June 2024, May 2024, or May 2023 storms
- •Insurance covers complete replacement when 8+ hail strikes are visible in test squares
- •Homeowners typically pay only deductible ($1,000-$2,500) for complete roof replacement
💡 What This Means for Your Home
- •Don't pay out-of-pocket for an aging roof—most have covered hail damage that qualifies for insurance replacement
- •Free inspections identify covered damage that homeowners miss—often thousands in hidden hail strikes
- •Upgrade to Class 4 shingles during insurance replacement—reduces future damage 90% at minimal cost
- •Premium discounts offset costs—Class 4 shingles earn 10-30% insurance savings in Texas
- •Timing matters—file claims within 1 year of storms for best approval rates
🎯 Our Residential Roofing Approach
When Amarillo homeowners call us for residential roofing, our first step is always a free hail damage inspection. Why? Because paying $12,000-$18,000 out-of-pocket for an aging roof doesn't make sense when that same roof likely has $15,000 in covered hail damage. We've helped hundreds of homeowners discover insurance-covered damage they didn't know existed.
Our residential roofing process starts with honest assessment: Do you have covered hail damage, or are you facing a legitimate age-related replacement? If we find covered damage (which we do in 85% of inspections after major storms), we handle 100% of the insurance claim process—documentation, adjuster meetings, negotiations, and supplement requests.
The result? Most Amarillo homeowners get complete residential roof replacements with premium Class 4 materials for only their deductible. That's the difference between paying $1,500 versus $15,000 for the same quality roof. Our expertise in hail damage insurance claims is what sets our residential roofing service apart.
Class 4 Impact-Resistant Shingles: The Smart Choice for Amarillo Homes
Living in Hail Alley means standard shingles are obsolete. Class 4 impact-resistant shingles are engineered specifically for severe weather climates like Amarillo—and they pay for themselves.
🛡️ What Are Class 4 Shingles?
Class 4 shingles pass UL 2218 impact resistance testing—the highest rating available. They withstand 2-inch steel balls dropped from 20 feet, simulating large hail strikes. Available from premium manufacturers like Owens Corning, GAF, and CertainTeed.
- ✓Hail Protection: Reduce damage by 90% vs standard shingles
- ✓Wind Rating: 110-130 mph resistance when properly installed
- ✓Warranties: 20-50 year manufacturer warranties available
- ✓Aesthetics: Dozens of colors and styles for any home
💰 The Financial Benefits for Amarillo Homeowners
Insurance Premium Discounts
Texas law allows 10-30% insurance premium discounts for Class 4 roofs. On a $2,000 annual premium, that's $200-$600 saved every year. Over 20 years: $4,000-$12,000 in savings.
Avoid Future Claims
Standard shingles in Amarillo average 1-2 hail damage claims over their lifetime. Class 4 shingles reduce future claims by 90%, avoiding deductible payments ($1,000-$2,500 each) and rate increases.
Minimal Upgrade Cost
When replacing via insurance claim, most carriers approve Class 4 upgrades at little to no additional cost beyond your deductible. You get superior protection for essentially the same out-of-pocket expense.
ROI: 5-7 Years
Between premium discounts and avoided future claims, Class 4 shingles typically pay for any upgrade cost within 5-7 years—then continue saving money for decades.
🏠 Our Recommendation for Every Amarillo Home
We exclusively recommend Class 4 impact-resistant shingles for residential roofing in Amarillo. Standard 3-tab shingles simply don't make financial sense in Hail Alley. With 3-4 significant hail events annually, standard shingles are virtually guaranteed to fail within 12-18 years—often requiring another insurance claim.
Class 4 shingles break this cycle. They provide superior protection, qualify for insurance discounts, and typically last 25-30 years in Amarillo's climate—even with multiple hail events. When replacing your residential roof (whether insurance-covered or out-of-pocket), Class 4 shingles are the smart long-term investment for your family home.
City of Amarillo Permits & HOA Requirements for Residential Roofing
Navigating permits and HOA approvals can be confusing. We handle 100% of this process for every residential roofing project—included in our service at no extra charge.
🏛️ City of Amarillo Building Permits
The City of Amarillo Building Safety Department (600 S. Buchanan St, 806-378-3041) requires permits for all residential roof replacements. This isn't optional—it's Texas law. Here's what we handle:
- ✓Permit Application: Complete paperwork submission with project details
- ✓Permit Fees: $50-150 depending on home size (we handle payment)
- ✓Code Compliance: 2015 IRC requirements including ventilation, drip edge, wind ratings
- ✓Inspections: City inspector visit during or after installation
- ✓Final Approval: Certificate of completion for your records
Working without permits risks fines, insurance claim denial, and complications when selling your home. We ensure full compliance on every project.
🏘️ HOA Architectural Committee Approvals
Many Amarillo neighborhoods have HOA architectural committees that regulate roofing materials, colors, and styles. Common in these areas:
- •Wolflin Historic District
- •Sleepy Hollow
- •The Colonies
- •Southwest Amarillo subdivisions
- •Newer developments citywide
What we handle: HOA submission paperwork, color samples, material specifications, architectural plans (if required), approval follow-up, and compliance documentation.
Our advantage: We stock shingles pre-approved by most Amarillo HOAs. We know which colors and styles meet architectural guidelines, avoiding delays from rejected submissions.
✓ Included in Every Residential Roofing Project
Permit and HOA management is included in our residential roofing service at no additional charge. You don't pay extra for paperwork—it's simply part of doing the job right. We handle all bureaucratic requirements while you focus on selecting your new roof color and preparing for installation.
Our Amarillo Residential Roofing Process
Free Inspection & Damage Assessment
Every residential roofing project starts with a comprehensive free inspection. We use drone photography and close-up documentation to identify all damage—hail strikes, wind damage, wear patterns, and problem areas. If we find covered hail damage (85% of homes post-storm), we document it for insurance claims.
Timeline: Same-day or next-day scheduling available. 30-45 minute inspection with immediate preliminary results.
Insurance Claim Filing (If Applicable)
If we identify covered hail damage, we help you file an insurance claim with complete documentation. We submit professional reports to your insurance company, coordinate adjuster meetings, and advocate for maximum coverage. Our 95%+ approval rate reflects our expertise in this process.
Timeline: 2-4 weeks from claim filing to approval. We handle all paperwork and communication.
Material Selection & Permits
Once approval is secured (or if paying out-of-pocket), we help you select materials—Class 4 shingles in your preferred color, ventilation upgrades, and any additional improvements. We simultaneously pull City of Amarillo permits and secure HOA approvals (if required). All included in our service.
Timeline: 3-7 days for permits and HOA approvals. Material ordering begins immediately.
Professional Installation
Our factory-certified crews complete your residential roof replacement in 1-3 days. Complete tear-off, decking inspection and replacement as needed, quality underlayment, proper ventilation, and precise shingle installation following manufacturer specifications. Daily cleanup keeps your property presentable.
Timeline: 1 day for single-story homes under 2,000 sq ft. 2-3 days for larger or complex homes.
Final Inspection & Warranty
City of Amarillo inspector verifies code compliance (we coordinate scheduling). We conduct our own final quality inspection—ensuring every detail meets our standards. You receive manufacturer warranties (20-50 years), workmanship warranty, and all documentation for your records.
Timeline: Final inspection within 1-3 days of completion. All paperwork provided immediately.
Insurance Payment Processing
For insurance-covered projects, we help you navigate the payment process including recoverable depreciation collection and supplement claims if additional damage was discovered. We ensure you receive every dollar you're entitled to under your policy.
Timeline: Final payments typically released 7-14 days after completion. We assist with all paperwork.
24/7 Emergency Residential Roofing in Amarillo
Storm damage your Amarillo home? Don't wait for leaks to damage your interior. We provide 24/7 emergency residential roofing services with 2-4 hour response times throughout Amarillo and surrounding areas.
Emergency services include: Emergency tarp installation to prevent water intrusion, temporary leak repairs to protect your home, same-day storm damage inspections, and rapid insurance claim initiation. Fast action minimizes interior damage and simplifies insurance claims.
📞 Emergency: (806) 622-6041Frequently Asked Questions: Residential Roofing in Amarillo
How much does residential roof replacement cost in Amarillo?
Residential roof replacement in Amarillo typically costs $8,000-$25,000 depending on home size, roof pitch, materials, and complexity. However, most Amarillo residential roofing projects are covered by insurance due to hail damage. With insurance coverage, homeowners typically pay only their deductible ($1,000-$2,500). We provide free estimates and work directly with insurance companies to maximize your coverage.
What is the best roofing material for Amarillo homes?
For Amarillo's harsh climate with frequent hail storms, extreme heat, and high winds, Class 4 impact-resistant asphalt shingles are the best choice for most homes. These shingles withstand 2-inch hail strikes, resist winds up to 130 mph, and qualify for 10-30% insurance premium discounts in Texas. For maximum longevity, standing seam metal roofing is also excellent for Amarillo homes, lasting 50+ years.
Will my homeowners insurance cover a new roof in Amarillo?
Most Amarillo homeowners insurance policies cover complete roof replacement if hail damage is documented. The standard is 8 or more hail strikes visible in a 10x10 foot test square. Given Amarillo's location in Hail Alley with 3-4 significant hail events annually, the majority of homes have covered damage. We provide free inspections to assess whether your roof damage qualifies for insurance replacement.
How long does a residential roof last in Amarillo?
In Amarillo's severe weather climate, standard 3-tab asphalt shingles typically last 12-15 years before hail damage or weathering requires replacement. Architectural shingles last 15-20 years. Class 4 impact-resistant shingles can last 25-30 years with proper maintenance. Standing seam metal roofs last 50+ years. However, hail damage is the primary factor limiting roof lifespan in Amarillo—not normal aging.
Do I need HOA approval for roof replacement in Amarillo?
Many Amarillo neighborhoods—particularly Wolflin, Sleepy Hollow, The Colonies, and newer subdivisions in southwest Amarillo—have HOA architectural committees requiring approval for roof replacements. HOAs typically regulate shingle color, style, and materials. We're familiar with Amarillo HOA requirements and can help you submit documentation, color samples, and secure approval. We stock shingles pre-approved by most local HOAs.
How long does residential roof replacement take in Amarillo?
Most residential roof replacements in Amarillo are completed in 1-3 days depending on home size and roof complexity. A typical single-story 2,000 sq ft home takes 1-2 days. Two-story homes with steeper pitches take 2-3 days. We work efficiently while maintaining quality standards. The insurance claim process typically takes 2-4 weeks from inspection to approval before installation begins.
Should I upgrade to Class 4 shingles for my Amarillo home?
Absolutely. Class 4 impact-resistant shingles reduce future hail damage by 90% and qualify for 10-30% insurance premium discounts in Texas. Given Amarillo's location in Hail Alley, Class 4 shingles typically pay for themselves through avoided future claims and premium savings within 5-7 years. Most insurance companies now approve Class 4 upgrades for hail damage claims at no additional cost beyond your deductible.
Do you offer financing for residential roof replacement in Amarillo?
Yes! While most of our residential roofing projects are insurance-covered (requiring only your deductible), we offer flexible financing options for out-of-pocket replacements, upgrades beyond insurance coverage, or deductible assistance. We work with multiple lending partners to provide competitive rates and terms that fit your budget. Ask about current financing promotions when you schedule your free estimate.
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General residential roofing information—materials, processes, warranties, and what to expect during replacement.
Ready to Replace Your Amarillo Home's Roof?
Free Hail Inspections • 95% Insurance Approval • Class 4 Shingles • Expert Installation
Most Amarillo homes have covered hail damage right now. Don't pay out-of-pocket for a new roof when insurance will cover it. Call for your free inspection—we'll identify covered damage, handle all paperwork, and deliver a quality roof for only your deductible.
Serving Amarillo families since 2014 • 1,100+ Homes Roofed • Licensed & Insured